Till Debt Do Us Part

Bad Debts - Shotgun Wedding

So, you're hitched, betrothed to your debt like a 14 year old empress in the court of Siam. Or something like that - you had no choice but you are hitched and you'll like it. Occasionally you'll wind up loving your debt and appreciating their help, but sometimes you just can't help but falling in with some very bad debts indeed.

You'll know bad debts when you see them

But what do bad debts look like? Aren't all debts bad debts? No way! Some debts are extremely important to you and your quality of life. But a bad debt is easily spotted, because you will feel it in every aspect of your life:

It's expensive, carrying a high APR not in alignment with the benefit of the money.
It's constant, continual threats, late fees, roll overs, and collection calls.
It lowers your credit score, making it harder to take on other debts and finance your life in a cash dominated world.

Bad debts are the ones that make you want to tear your hair out and burn your scalp. They get inside your brain, always there always pestering you to make a payment or else.

And what should we do with bad debts?

Why, pay them off of course!

If you have a bad debt and you know its bad, make it a priority and get rid of it. Focus, secure the services of a debt settlement company and get that bad debt off your record. You walked into the relationship without knowing what to expect, and now you know its all bunk - so ditch out, pay out, and start living your life.

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